Home Insurance

Is your home as protected as you need it to be in Minnesota? With the right home insurance policy in place, you can make sure that you’re prepared to face the kind of insurable losses that occur in Minnesota. At T. French Insurance Agency, we can provide you with guidance every step of the way to meet your desires.

What is included in basic home insurance?

As you look to cover your home, it’s important to know what’s included in a basic home insurance policy:

  • Dwelling
  • Belongings
  • Loss of use
  • Liability

Essentially, it means that the building and most of the contents of your home will be covered. In the event that you cannot live in your home because of extensive damage, the insurance company would also provide you with the money necessary to live somewhere else temporarily. Additionally, liability would cover injuries that happen to those who visit your property as well as any damage that a family member causes to someone else’s home, such as a baseball through the next-door neighbor’s window.

The Benefits of Home Insurance

It’s important to understand the various benefits of home insurance. First, it provides financial protection in the event that something happens, whether it’s a fire, a break-in, or something else. Second, it allows you to get the repairs made in order for you to have a safe home to live in. Finally, it offers peace of mind knowing that you are protected against things that could happen.

Every good home insurance policy can be endorsed to meet your desires. This is where our independent insurance agents can help. We can learn more about your dwelling, the value of the belongings inside, and more. It allows us to make suggestions on insurance products to offer you a higher level of coverage so that you’re better protected.

Contact our offices at T. French Insurance Agency today to learn more about getting home insurance that you can rely on in Minnesota.