Owning a business can be a great opportunity for you in Minnesota. As you grow your business, your insurance needs change. With the help of T. French Insurance Agency, our agents can help you every step of the way in making your insurance decisions.
Protect Your Business
There is no one-size-fits-all policy for businesses. When you want to protect your business in Minnesota, it’s important to understand the various options for business insurance.
Some of the most common types of policies include:
- Business interruption
- Commercial auto
- Worker’s compensation
With the help of our independent insurance agents, we can tell you what policies are required and which ones are highly recommended based on the industry you are in and the risks that are involved. It will make it easier for you to meet state requirements while also protecting your business against all the scenarios that could occur.
Adjust Policies as Needed
Many businesses make the dangerous assumption that once they choose business insurance that they can simply renew year after year. However, as your business changes, your insurance needs change as well. You may need to increase liability because of being more involved with customers. You may need to increase your property coverage because of having more inventory on hand. You may also need to boost your Worker’s Compensation policy based on the number of employees that you have. You may have contractual obligations.
We recommend that you review your insurance policies every year to ensure that they have the coverage level that you need. As you expand your business, you may also need to add different types of commercial coverage – and this is where our agents are able to help you with your decisions so that your business has the protection that it needs.
Find out more about the commercial insurance that can make a difference for your business by calling our agents at T. French Insurance Agency today.